A pedestrian, cyclist, horse rider or someone with a disability is much more likely to be hurt in a collision with a motor vehicle than its driver. However, the current law can make it very difficult for them to claim compensation - a situation that often leads to serious injustice.
CTC View (formal statement of CTC's policy):
- The law on driver insurance schemes should be changed, so that, where a driver is in collision with a vulnerable road user (VRU, i.e. a pedestrian, cyclist or person with impaired mobility), the drivers’ insurance would be required to cover the costs of personal damages suffered by the VRU, unless the driver could show that the VRU had acted in an illegal or negligent manner such that their standard of road behaviour fell well below what would normally be expected of a person of their age and intellect, or that another driver involved in the collision was wholly or partly liable.