insurance

Membership for Individuals & Families

A sign saying Join
By joining CTC, the national cycling charity, you'll join 70,000 cyclists giving us a louder voice when campaigning locally and nationally on the issues that are important to you, as well as receiving valuable member benefits.

Join CTC today

Why join CTC?

Whether you’re new to cycling, ride regularly or want to get back into it, we cater for you. With over 135 years’ experience to share, we are passionate about helping more people to enjoy the benefits of cycling.

Here are just some benefits of joining CTC:

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Cycle Activity Provider Insurance

A group being given off-road training by a CTC instructor
If you are an instructor, whether on or off-road, you may wish to take out CTC's Cycle Activity Provider insurance.

This policy is designed for individuals providing or organising cycling activities who usually have some sort of recognised qualification such as National Standard instructors; holders of CTC's Trail Leader or Skills Instructor awards and so on. It costs £79.95 per year for CTC members and £109.95 a year for non-members.

To obtain the cover, please contact the Membership Dept on 01483 238 301.

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Third Party Insurance

A woman in a dress riding
If you want to guard against claims made by others for any accidental damage caused by you or your cycle, you may want to consider CTC's Third Party insurance.

CTC members are automatically covered up to £10 million by this policy, including using cycles for business use. But note that you are NOT covered if you are specifically employed as a cyclist, for example as a bike messenger.  It is not possible to buy this policy separately from CTC membership, although members of affiliated clubs can take it out at reduced rates.

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Resources for Cycle Event Organisers, Ride Leaders and Cycling Group Officials

Two riders on a track
What do you do if new riders turn up? How do you record a risk assessment? What is the situation if a young person turns up to do a ride? All these questions can be answered by consulting CTC's resources for ride and event organisers.

In this section, you will find documents relating to the guidance CTC issues to ride and event organisers in order to comply with insurance requirements. One section is for forms and the other for policies.

CTC's  White Guide for organisers of rides, rallies and camping trips covers everything you need to know from security to sanitation and more. You will find it under Policies and Procedures.

Charity rides

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Affiliate membership for cycling clubs and groups of all types and sizes

Affiliating your cycling group to CTC brings many benefits
If you are involved in the running of a cycling club, workplace or community cycling group you can affiliate to CTC to access support for your group activities, cycle events and individual members.

Whichever type of cycling you do, whether on or off-road,  many people enjoy riding as a group. For example, people in the workplace, community  and campaigning groups, as well as traditional cycling clubs, may organise cycling activities.

These groups of cyclists can arrange their activities in either a formal manner (e.g. with a membership  subscription) or in an informal way (e.g. by using social media or an email distribution  list). CTC supports groups that operate in an organised manner.

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Insurance FAQs

CTC insurance - for you, your bike and your activities
CTC provides a range of insurance policies to cover both you, your bike and your activities. But what do they cover you for? Consult our fact sheets for the details of each policy but also take a look at the list of FAQs below if you need a bit more help.

Third Party

  • What does Third Party Insurance mean?

It protects the 'Insured' against claims made for injury, loss or damage resulting from alleged negligence of the 'Insured'.

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Insurance - which CTC policy is right for you?

Cycle Bristol CTC on a ride
The world of insurance is a bit of a minefield for many people. This handy guide to CTC's policies will help you navigate your way through it safely.

CTC's Information Team is regularly asked about insurance - but often, the enquirer doesn't know which kind of insurance they need. So let's take a look at the various options available to CTC members, cycling instructors and people organising or leading rides. But first of all we recommend you read our Law and Liability for Activity Providers information sheet below.

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How to form a CTC Affiliated Group

Riders from a CTC affiliated club
Do you ride with friends, colleagues or family in a group? Do you organise charity rides and events and want insurance? Becoming affiliated to CTC will give you peace of mind, as well as other benefits for your organisation or club.

If you think the paperwork involved in forming a new CTC Member Group would be too much to cope with, but you would still like to be part of the CTC family, another option is to become a CTC Affiliated club.

Club Affiliation to CTC

Your group may want the benefits of CTC’s expertise but not want to become a formal CTC Member Group. In that case, you should think about becoming affiliated to CTC. The benefits of affiliation include:

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Rob Fuller's picture

CTC and the 7Stanes Mountain Bike Display Team

What do you get when you cross some (slightly crazy) trials riders and one (very brave) downhill expert with lots of large boxes, ramps and beams in an arena?

The answer is an awe inspiring performance by the 7Stanes Bike Display Team.

For several years now, the 7Stanes Display team has travelled the length and breadth of the UK, from Belfast to Birmingham, wowing audiences everywhere they go with their skills and bravado.

Whether it’s leaping across an 8 foot gap, jumping over a 1 metre high bar, flying over our 7Stanes truck or balancing on 2" wide beam, there is nothing these young riders won’t do to ensure their audiences are amazed and entertained.

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  • Patron: Her Majesty The Queen
  • President: Jon Snow
  • Chief Executive: Carol McKinley (Acting)
  • Cyclists' Touring Club (CTC): A company limited by guarantee, registered in England no.25185. Registered as a charity in England and Wales No 1147607 and in Scotland No SC042541

 

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