CTC Forum - On the road

Syndicate content
Discussion boards hosted by CTC, the national cycling charity
Updated: 56 sec ago

Re: Triumph of HiViz over common sense?

19 July 2014 - 4:00pm
I have a stock of Lusso hi viz cycling jerseys made in Coolmax. I've had them a while - most bought cut-price at York Rally - so they may not still be available.

Re: Mid Life Crisis

19 July 2014 - 3:57pm
a map/poster transporter on wheels lol

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 3:57pm
gaz wrote:MattS wrote:...Sounds like a "success fee", a little background here: viewtopic.php?f=6&t=74346

gaz

It's reassuring that somebody actually reads some of my output, but disconcerting that until I followed your link, I'd completely forgotten about that thread.

Re: Triumph of HiViz over common sense?

19 July 2014 - 3:55pm
well I had the sense when Halfords were selling off their tabard style hiviz to get a few - no tea shirt underneath nice draught around the side & reflects much of the suns heat I think.

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 3:16pm
MattS wrote:...The fees seem to be around £750 for everyone involved. Upon calling and enquiring they seem to charge that additionally to the third party directly and don't take any from the compensation amount which upon a google search seems rare (Most accident management services give you 75% of compensation arising from an injury upon a winning claim)...

Sounds like a "success fee", a little background here: viewtopic.php?f=6&t=74346

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 3:04pm
I'd bear in mind that if you go to any national organisation, they are unlikely to have one person or small team covering the entire UK. They will either have local offices or they will use local firms as agents. This is just an observation on providing national cover. That inevitably means that the experiences of clients in different parts of the country are likely to vary a bit.

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 2:54pm
thirdcrank wrote:MattS wrote: ... My worry was also elevated when I read the line in the contract;

"... I also agree to discharge on my behalf out of any agreed sum or award made to me, any liability I have to DAML." cont.

I'm not totally sure what that means but it doesn't sound beneficial to myself :/

AFAIK, if you hold money for somebody, you can't summarily recoup debts etc from that money unless they agree. You have to go through the debt recovery process if they refuse to pay. The T&C's of bank accounts tend to include a clause saying that they can recover charges from any money held on behalf of the account holder. This looks like a version of that to me. Presumably, their T&C's include details of their fees etc. That's the bit you need to check carefully.


That sounds about right. The fees seem to be around £750 for everyone involved. Upon calling and enquiring they seem to charge that additionally to the third party directly and don't take any from the compensation amount which upon a google search seems rare (Most accident management services give you 75% of compensation arising from an injury upon a winning claim).

They seem to have represented a few cyclists in their time (since 2006) so I am suprised no one on the forum has used them before - I will write a review somewhere on here for future searches.

Thanks for all the help on the situation but I'd still be interested in finding anyone who has used C-AMS.

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 1:39pm
MattS wrote: ... My worry was also elevated when I read the line in the contract;

"... I also agree to discharge on my behalf out of any agreed sum or award made to me, any liability I have to DAML." cont.

I'm not totally sure what that means but it doesn't sound beneficial to myself :/

AFAIK, if you hold money for somebody, you can't summarily recoup debts etc from that money unless they agree. You have to go through the debt recovery process if they refuse to pay. The T&C's of bank accounts tend to include a clause saying that they can recover charges from any money held on behalf of the account holder. This looks like a version of that to me. Presumably, their T&C's include details of their fees etc. That's the bit you need to check carefully.

Re: Mid Life Crisis

19 July 2014 - 12:49pm
Same as Barry never heard of them prior to now and they certainly look " cool" bikes. Past the Harley stage in life but if ever I sell my BMW GS I might buy one.

Re: Triumph of HiViz over common sense?

19 July 2014 - 12:40pm
See them all the time in Birmingham no matter what the weather. And long tights too.

Having said that, I seem to be acquiring the habit of wearing yellow tops (as I have to wear them for work), although at least I go for cool ones (rather than kewl ones).

Re: Watching TdF and ... open mouths ... bugs!

19 July 2014 - 12:29pm
Its very very warm, heaven for bugs!

Re: Triumph of HiViz over common sense?

19 July 2014 - 12:14pm
I'm amazed at the number of hi viz rain jackets I've seen this week – how people avoid melting is beyond me .
On a recent leisure ride, a nice elderly lady in the pub garden enquired where I was going and showed concern that my grey T-shirt wasn't visible enough. We were sitting in glorious sunshine at the time . On my way home last night in the dark, I had two strong rear lights - one flashing, a strong steady front light, a reflective belt and reflective ankle bands – none of which prevented the obligatory daft overtake in the face of oncoming traffic. Some people may genuinely feel that hi viz protects them, but I suspect others hold the jaded view that it is merely a box ticking exercise to hopefully lessen the chance of blame – I'm afraid I'm the latter .

Triumph of HiViz over common sense?

19 July 2014 - 11:50am
In London yesterday in the oppressive heat and saw someone cycling along Oxford St in a bright yellow long sleeved rain jacket. I can only assume they were wearing it because of the the perceived need to be visible but it must have been boil in a bag big time. I was sweating enough in just a cycle shirt and shorts.

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 10:50am
I wanted to clarify. Slater and Gordon are not linked to CAMS.

C-AMS are linked to the solicitor Armstrong.

I was going to think about cancelling the agreement between myself and C-AMS and use Slater and Gordon due to their reviews on trust pilot etc - They are meant to be very good.

My worry was also elevated when I read the line in the contract;

"... I also agree to discharge on my behalf out of any agreed sum or award made to me, any liability I have to DAML." cont.

I'm not totally sure what that means but it doesn't sound beneficial to myself :/

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 9:51am
Sorry for the mistake, it should have read CTC. I have edited the original post to this.

Thanks to Gaz for showing me my mistake . In my defence I was using a horrid tablet thing that changes words as it thinks .

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 9:49am
Under the current arrangements, so-called no win, no fee provides personal injury solicitors with a big chunk of their business. It doesn't make much difference to them where that business comes from, because they get their £££ from the costs paid by unsuccessful defendants. I don't know anything about this company, but in general, claims handling organisations drum up business which they pass on to solicitors and make their £££ from a rake-off. It's hard to see what added value they provide to the individual customer.

The CTC arrangement, which is similar to that of many trade unions and other bodies is, afaik, called a collective conditional fee agreement. In short, anybody entering into a no win no fee case (AKA conditional fee agreement) has to pay upfront for an insurance policy to protect against losing and having to pay the other side's costs. The CTC pays for that policy on behalf of its members and makes a profit from it.

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 9:09am
CAMS are part of Direct Accident Management Ltd, clearly stated on their website. I cannot find a connection between them and Slater and Gordon.

Re: Watching TdF and ... open mouths ... bugs!

19 July 2014 - 7:35am
Obviously there are no bugs in France .

Re: CAMS (Cycle Accident Management Service - Help!

19 July 2014 - 5:21am
Slater and Gordon took over the solicitors used by the CTC. As they are handling my wife's claim, I hope they are good.

Re: CAMS (Cycle Accident Management Service - Help!

18 July 2014 - 11:49pm
I must also add; that this is where I found the reviews - not directly related to the Cycle but doesn't scream competence from their main holder company..

http://insurancecompanyreview.co.uk/ins ... anagement/

Archive

  • Patron: Her Majesty The Queen
  • President: Jon Snow
  • Chief Executive: Carol McKinley (Acting)
  • Cyclists' Touring Club (CTC): A company limited by guarantee, registered in England no.25185. Registered as a charity in England and Wales No 1147607 and in Scotland No SC042541

 

Terms and Conditions