If you provide any of the following cycling activities for others (whether you are paid or voluntarily) you should consider insurance to cover you in the eventuality that something should go wrong:
- instruction/training to any child or adult, in groups or individuals on road
- instruction/training to any child or adult, in groups or individuals off road
- lead rides for your local club
- hire out bikes as part of your business
- or partake in any other cycling activity
Although the risk is low and cycling is a very safe activity, the increase in the ‘compensation culture’ has caused many organisations and individuals to seek insurance for their activites. CTC provides the widest range of insurance for bikes, cyclists and cycling activities in the country with over 70,000 people using our tailored products. Our Cycle Activity Provider Insurance scheme is among the cheapest you will find and provides £10 million cover for the following;
- Public Liability (this covers you for injury or damage caused to third parties)
- Expert (Professional) Indemnity (this covers you for expert advice related to cycling that you have provided)
- Product Liability (claims related to cycles supplied or hired out by you, provided this is not your main business)
We offer this invaluable cover for only £80 per year or £50 for CTC members.
Premium costs for this insurance includes (IPT) Insurance Premium Tax.
Click on the links below to for further information.
Click here for the Legal Advice Sheet
Click here for details of the cover (pdf)
Click here to see a copy of the master insurance policy for Cycle Activity Providers (pfd)
To purchase the insurance, telephone the CTC Membership Department on 0844 736 8451 to pay by credit or debit card.
For general insurance cover and information, including frequently asked questions, please click here
